Debt settlement, also known as debt
arbitration or debt negotiation, is by far the most successful
approach to debt reduction available to consumers today. Since it is
not a loan, there are no long forms to fill out and no banks to deal
with. It is a simple yet effective method of consolidating and
settling ones debt and moving on to a healthier financial lifestyle.
Your creditor’s primary incentive is to recover funds that would
otherwise be lost if you filed for bankruptcy.
Call us today to see how well your current financial situation may
improve with debt settlement.
Debt management/Credit counseling
involves negotiating with creditors to establish a debt management
plan (DMP) for a consumer. A DMP can help the debtor repay his or
her debt by working out a repayment plan with the creditor at lower
interest rates that are locked in and cannot change. DMPs, set up by
credit counselors, usually offer reduced payments, fees and interest
rates to the client. Credit counselors refer to the terms dictated
by the creditors to determine payments or interest reductions
offered to consumers in a debt management plan.
An alternative to DMPs and
credit counseling is debt settlement. If you are considering credit
counseling, we strongly urge you to discuss your alternatives with
one of our professionals. Unlike credit counseling, debt settlement
can lower payments up to 50%.
Call us today for more information about
Credit Counseling DMP programs. Call 1-888-657-4588 or
Debt Consolidation generally refers to
combining all of your monthly debt payments into one payment in a
plan designed to relieve you of the financial burdens of too much
debt. It can also refer to Debt Consolidation Loans which typically
are loans originated by a financial institution and uses the equity
in your home as security or collateral. With a Debt Consolidation
Loan you are swapping unsecured debt for secured debt and will often
find yourself in even deeper debt down the road. For consumers who
are deeply in debt and are facing possible bankruptcy, a Debt
Consolidation plan using Debt Settlement might be their better
option.
Call us today for an evaluation of your current financial position
and to discuss which Debt Consolidation option might work best for
you. Call 1-888-657-4588 or
fill out the
form at the bottom of the page for a representative to contact
you.
Bankruptcy is a legally declared
inability or impairment of ability of an individual or organizations
to pay their creditors. If you or your spouse is considering filing
bankruptcy, you must meet certain qualifications and chances are it
will cost you alot of time and money.
Most bankruptcy attorneys know nothing about debt settlement, a
cheaper and less harmful alternative to bankruptcy. You must
consider debt settlement before you use bankruptcy as a last resort.
Contact us today and let us help you
determine whether your financial situation warrants bankruptcy or
debt settlement. Call1-888-657-4558 or, you may
fill out the
form at the bottom of the page for a representative to contact
you.
Payday loan consolidation consists of consolidating and settling an
individuals current payday loans without taking on any additional
loans in the process. Most people who come to us seeking assistance
have 4 or more outstanding payday loans. Action Financial is one of
only a handful of firms in the U.S. that specialize in consolidating
payday loans.
If you are struggling to pay off your existing payday loans, call us
today to see how we can help you out of this sticky situation.
Call1-888-657-4558 or, you may
fill out the
form at the bottom of the page for a representative to contact
you.
Student loan consolidation consists of bundling all of your federal
school loans into one loan, significantly reducing your monthly
payment. Some private student loan consolidation programs offer
interest rate reductions for on-time and automatic payments with no
pre-payment penalties. If you have just finished college, or if you
are still in school and having problems making your payments, Action
Financial can help. Complete the short application
at the bottom
of the page and we'll call you today to discuss your situation
and get you the help you deserve. Or you may call us at
1-888-657-4558
If you are one of the many taxpayers with back tax debt, we
understand your fear. Maybe youre worried that coming forward will
get you into more trouble, but not taking action is about the worst
thing you can do. Many taxpayers do not realize that everything is
negotiable with the IRS if your financial situation warrants a
potential settlement.
Failure to pay IRS back taxes can result in penalties and interest
that can compound over years, creating tax debt that could be
substantially larger than the initial amount owed. Non-payment of
penalties and interest can result in garnishment of your wages,
placement of a levy or lien against your property, or complete
seizure of your assets. The longer you wait, the greater the risk of
IRS problems mounting against you.
An abatement of penalties is a request to the IRS to remove certain
penalties that were added to the taxpayer’s account for a particular
year or multiple years. The taxpayer is required to have ‘reasonable
cause’ that is specific for each year when submitting this request
and must be able to explain why this reason should grant the
penalties to be removed from their account. Let Action Financial
guide you through the arduous process of settling your IRS tax debt
for good. Complete the short application
at the bottom
of the page and we'll call you today to discuss your situation
and get you the help you deserve.
More than 1.1 million homeowners will lose their homes to
foreclosure by 2014 because they cannot afford the rising payments
on their adjustable-rate mortgages, according to recent research.
Whether you think thats a big deal probably depends on whether or
not you may be one of these homeowners.
If you are currently behind on your mortgage payments, know that you
do have options. To discuss your foreclosure options with a
foreclosure relief specialist,
fill out the
form at the bottom of the page or call us today at
1-888-657-4558.
